New teenage driver at home?
Let your Insurance Agent help:
1.) Add a driver to your auto policy. You can:
2.) If you are not adding a vehicle, the new driver usually needs
to be rated as a primary driver on one of the family vehicles.
3.) Your insurance rates will typically increase when a new driver
is added to a policy.
4.) Talk with your teenager about safe driving, as well as how
traffic violations will affect your rates.
5.) If you are buying a new vehicle, you may want to consider
which vehicles get the lowest rates.
6.) Consider getting a Personal Liability Umbrella Policy (PLUP).
If you or your teenage driver accidentally injures someone or
damages their property, you could be sued.
Even though your underlying policies may provide substantial liability
limits, it is not uncommon today for juries to award damages that
exceed those limits. Coverage amounts are typically written
in increments of $1 million and supplement your present policies
to provide additional personal liability protection.
Find out if you qualify for any discounts in your area, such as
a Good Student Discount.